/KASE, November 18, 2024/ – Halyk Bank of Kazakhstan JSC (Almaty), whose securities are officially listed on Kazakhstan Stock Exchange (KASE), has provided KASE with the following press release dated November 18, 2024: quote Joint Stock Company 'Halyk Bank of Kazakhstan' and its subsidiaries (together "the Bank") (LSE: HSBK; KASE: HSBK, HSBKd; AIX: HSBK, HSBK.Y) releases interim condensed consolidated financial information for the nine months ended 30 September 2024. ... Net income attributable to common shareholders for 9M 2024 is up 18.3% year- on-year thanks to notable increase in lending and transactional businesses. Interest income for 9M 2024 was up 30.3% vs. 9M 2023 mainly due to increase in average rate and balances of loans to customers. Interest expense for 9M 2024 increased by 27.9% vs. 9M 2023 mainly as a result of the growth in average rate on amounts due to customers and growth in the share of KZT amounts due to customers. Consequently, net interest income before credit loss expense for 9M 2024 grew by 32.7% vs. 9M 2023. In 9M 2024 net interest marginwas affected by the increase in average rates on both loans to customers and amounts due to customers. Furthermore, net interest margin was positively impacted by the increase in the share of higher yielding retail loans in total loan portfolio and share of loans to customers in total interest earning assets, as well as increase in the share of KZT interest-earning cash and cash equivalents. As a result, net interest margin has grown to 7.1% p.a. for 9M 2024 compared to 6.3% p.a. for 9M 2023. unquote The complete press release is available on: - https://kase.kz/files/emitters/HSBK/hsbk_relizs_181124_1.pdf – in Russian; - https://kase.kz/files/emitters/HSBK/hsbk_relizs_181124_en.pdf – in English. [2024-11-18]